Creative Compassion

Crossville, Tennessee

Creative Compassion, Inc. (CCI) utilized $442,048 in 2019 THDA HOME funds to leverage $679,058 in additional financing to construct homes for sale to 4 very-low-to-low and moderate income families in CCI’s 5 county service area, with main focus in Fentress and Cumberland counties.


Benefits & Innovation
Families targeted for this project had incomes in the 40% – 80% AMI range. 75% of families assisted fell within this range. Total subsidies for these families will average $20,000 or less per each household. Prior to selection, homebuyers met all HOME eligibility criteria and be fully qualified for permanent financing. Prior to purchase, each homebuyer was required to complete a homeownership training program by an on-staff, THDA-qualified trainer.



  • HOME: $442,048
  • Agency Matching Funds: $188,800
  • Homebuyer: Equity $6,000
  • Private funds: $442,048
  • First Mortgage: $210,000
  • Other public funds: $42,000
  • Total: $1,121,106

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